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British motorists planning to drive their vehicles whilst abroad on holiday should exercise caution before hitting the road.

This was the advice offered by Sainsbury's Car Insurance who stated that unless drivers take steps to make sure that they have adequate cover before leaving to go on a foreign driving holiday then they could be faced with costly repair bills. According to the company, just under a fifth (17 per cent) of people are planning on taking their vehicle abroad during the next year. Overall, France was targeted as being the most likely destination for a foreign driving break, with some 4.58 million drivers planning to take their cars to the European country over the next 12 months. However, 1.89 million are set to hit the road in Ireland, with 1.7 million going on a trip to Germany. Spain, Italy and Belgium were also shown to be sought-after locations for drivers.

In addition, it appears that many people are planning a significant journey, with about half of all those going abroad expecting they will drive for more than 1,000 miles whilst away, meanwhile 19 per cent are expecting to drive between 501 and 1,000 miles.

However, prior to hitting the road for Paris, Rome, Berlin or any other Destination in europe, Sainsbury's Car Insurance not only advised motorists to get fully comprehensive car insurance but also to get iin contact with their provider to advise them of their holiday driving plans before they leave. It would appear that although many insurers provide cover for driving on the continent, policyholders are required to notify them that they are going to do this. If this is not done, Sainsbury's said drivers may well see their cover downgraded to only incorporate third party, fire and theft.

For those people who fail to ensure that they have adequate insurance cover whilst on their holiday abroad it may be possible they have to dip into their own pockets in order to meet the cost of vehicle repairs following a breakdown, accident or theft. This could easily impact on their ability to manage loans, credit cards and mortgage repayments upon their return to britain.

In order to reduce the chances of finding themselves in difficulties whilst abroad, the firm urged drivers to plan their route carefully and to check the motoring legislation for the countries that they will be driving through. Additionally, checking tyre pressure and brake fluid levels before departing was also recommended.

Joanne Mallon, head of car insurance for Sainsbury's, reported: "When going on holiday, most people will remember to take travel insurance but we are concerned that some motorists are overlooking the need to ensure that their car journey is fully covered. Having an accident anywhere is bad enough but when abroad it can be compounded by a lack of local knowledge; to then find that the other party's damage is covered, but not your own, is surely a blow worth avoiding."

Those people who are looking for a useful way to finance a holiday may well find that getting a personal loan is recommended. And for those looking to buy a car to take to the road for an adventure holiday abroad, a cheap loan may not only help with purchasing a vehicle but also help pay for comprehensive insurance policy. Getting a loan for the means of getting a car could also be recommended, as a recent Experian study showed 20 per cent of males are willing to go overdrawn just to get a car.

Mark Dawson writes for the UK Loan Arrangers, where our loans officers will guide you smoothly through the loans process. Visit today http://www.loan-arrangers.co.uk